Planning area I
Household cash flow and compensation
What the household actually costs, and how it is funded from a company you own.
Why it matters
Owner households are unusual: income arrives irregularly, personal and company expenses blur, and the number everyone quotes is rarely the number the household lives on. This is the work of establishing that number properly and deciding, deliberately rather than reactively, how it should be funded.
What the work includes
- A documented household spending baseline, separated from company-borne costs
- A written compensation and distribution policy to review with your tax adviser
- Timing of irregular inflows against fixed household obligations
Where this work stops
We do not prepare tax returns or provide tax advice. Compensation structure is decided with your accountant or tax adviser; our role is to state the personal-side requirement clearly enough for that conversation to be efficient.